Maximize Your HSA: 2026 Contribution Limits and HDHP Rules

The IRS is providing guidance on new tax benefits of Health Savings Accounts (HSAs) under the One Big Beautiful Bill Act (OBBBA). Among other things, the OBBBA makes permanent the ability to receive telehealth services before meeting the high-deductible health plan (HDHP) deductible while remaining eligible to contribute to an HSA, effective for plan years beginning on or after Jan. 1, 2025. For 2026, qualified HDHPs must have annual deductibles that aren’t less than $1,700 for self-only coverage or $3,400 for family coverage. For 2026, the maximum HSA contribution amount will be $4,400 for individuals and $8,750 for family coverage. For more details: https://bit.ly/3XPuUhZ 

12_10_25_2429978969_ftp_560x292_1.jpg