If you owe federal tax, you can typically use credit and debit cards to pay directly or through certain third-party apps. However, the number of cards you can use when submitting individual tax forms is limited: generally two per year or two per month (for details: https://bit.ly/40tUTMM). And there are processing fees involved. The cost of using a personal debit card is $2.15. It’s 1.75% of the total ($2.50 minimum) if you use a personal credit card. And commercial debit or credit cards are charged 2.89% ($2.50 minimum). Also, you‘ll likely incur interest if you carry a credit card balance. Note: Employers can’t use credit or debit cards to pay federal tax deposits.

